Global Mortgage: Affordable San Diego Home Loans
Situated at the southwestern corner of the United States, San Diego is a gem alongside the Pacific Ocean, a city where sparkling surf and warm year-round temperatures call to residents and visitors alike. Because of its location and its numerous appeals, San Diego’s housing market is an expensive one. Prices in San Diego neighborhoods like Ocean Beach, La Mesa, Downtown, and Poway are some of the highest in the country, even for relatively modest homes. Down payments and monthly payments can seem out of your budget. How can you afford to buy a home in such a premium market?
We’re Here to Help
That’s where we come in. At Global Mortgage, our San Diego Home Loans specialists can reach out to our connections in the area to find you the best mortgage rates. We know many real estate agents and lenders in San Diego who are looking for new customers. We also are qualified to issue FHA and VA government-insured loans. Finding affordable San Diego home loans may be difficult, but it is not impossible. Here are some of the mortgage products we have to offer.
Our San Diego Home Loans:
- Conventional fixed rate mortgages: These fixed rate mortgages are a much safer bet than adjustable rate mortgages. While they may not feature the same low interest rates as adjustable home loans, you can be sure they will not balloon on you later down the line. These loans remain stable for the term of the loan.
- Adjustable rate mortgages: This option may be ideal for short-term home loans. If you are only in the area for a few years, you can save money by choosing an adjustable rate mortgage.
- FHA and VA mortgage loans: These are two types of federally insured home loans San Diego has to offer. VA loans are available to veterans who have honorably served their country. FHA loans are available to numerous eligible buyers who cannot afford the 20% down payment on a conventional mortgage or have credit challenges.
- Jumbo loans: If you are looking to purchase a property outside the conventional loan limits, you may need a jumbo loan. We can also help you determine whether you might qualify for a high-balance conforming loan with a lower interest rate.
You may think that San Diego home loans are not affordable, but there are excellent, reasonably priced mortgage products out there if you’re prepared to shop around. We are willing to do that shopping for you, taking into account your individual details and particular wants and needs. Ready to get started? Then give us a call at (619) 692-3630. We can’t wait to work with you, so you can buy the home of your dreams on terms you can afford.